Address
30021 Tomas St Suite 300
Rancho Santa Margarita, CA 92688
Fort Lauderdale Florida residents: stop letting debt control your life. APFSC provides expert Debt Relief to help you take back control. Our high balance help team works directly with your creditors to secure lower rates and create a clear path to financial freedom.
- Complimentary Credit Report Analysis
- Free Debt Relief Session
- Personalized Debt Payoff Plan
As a DOJ-approved 501(c)(3) nonprofit, APFSC provides trusted Debt Relief services. Every counseling session is completely free, in full compliance with federal and state regulations.
Approved agency for all major creditors including
What We Help With — and How
At APFSC, our goal is simple: help you break free from overwhelming debt without filing for bankruptcy or taking out more loans.
Our certified counselors work with your creditors to reduce interest rates, stop late fees, and simplify your payments into one affordable monthly plan. Whether you’re behind on bills or just need help organizing your finances — we’re here to create a clear path forward.
If you’re feeling stuck, stressed, or unsure what to do next — this is where your fresh start begins.
How does it work?
Credit Cards
Loans
Store Cards
Lines of Credit
Overdrafts
Business Debt
Credit Cards
Loans
Store Cards
Lines of Credit
Overdrafts
Business Debt
Why APFSC Is the Right Choice for credit card debt relief in Florida
If you're looking for credit card debt relief in Fort Lauderdale, APFSC offers a proven Debt Relief program built on trust and results. Our high balance help team has helped thousands of people across Florida achieve reduce what you owe through personalized counseling and financial education. We understand how stressful debt can be — especially when you're unsure where to turn for help in Fort Lauderdale. Please contact us so that together, we can find a better way out of debt.
Advantages of Our Debt Relief Program for Fort Lauderdale Florida Residents
- Lower your rates through our Debt Relief program, so more of your payment goes toward principal
- Interest rate reduction without negatively impacting your current payment or credit history
- reduce what you owe — our program accelerates your path to becoming debt-free
- One monthly payment, with a payment date to match your schedule
- Build lasting financial habits with our expert counseling and education resources
- Questions? Our friendly support team is just a phone call away
Pay Off Debt Years Sooner
Interest Rate Reduction
Thousands in Potential Savings
Credit-Safe Debt Solution
Frequently Asked Questions About Debt Relief in Fort Lauderdale
Still have questions about credit card debt relief in Fort Lauderdale? We’re here to help!
If you need more information or personalized guidance, feel free to reach out.
Can I qualify for debt relief with bad credit?
Yes — most people who qualify for our programs have less-than-perfect credit. In fact, that’s exactly who we’re here to help.
Will a debt relief plan hurt my credit score?
There may be a small initial dip, but as you make consistent payments through our Debt Relief program, most Fort Lauderdale clients see their scores improve.
Can I use my credit cards while enrolled?
Not during enrollment — the Debt Relief program requires closing or pausing active cards so you can focus entirely on reduce what you owe.
Is there a cost to enroll in a debt relief program?
We offer free evaluations. If you enroll, there may be a small monthly service fee — far less than what you’d pay in interest alone.
What kinds of debt are eligible?
Our Debt Relief program covers credit cards, personal loans, medical bills, and most unsecured debts. Secured debts like mortgages are not eligible.
How long does the process take?
Most Fort Lauderdale clients are debt-free within 3–5 years. Your timeline depends on your total balance and the payment plan we build together.
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Email Address
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